What is an ALTA/NSPS Land Title Survey and why is it important in Real Estate Transactions?

In 25 words or less….or more:

Lenders won’t make loans for home purchases (hey – this is important even if you buy a property for cash) unless title is clean and title insurance policy can be issued on the property. This survey guarantees property can be insured.

However, it has been a recent practice for most lenders and closing attorneys in Georgia to require an “enhanced” level of title insurance be issued to cover losses and legal challenges for many of the possible disputes that a Land Survey would reveal. Therefore, many homes (except for new homes, larger lot sizes, and others lender identify) seldom require a land survey for lenders to make loans.

See my Blog Post on Title Insurance.

Source: ALTA/NSPS Land Title Survey

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Spray Foam Bad for Termite Control

Why does spray foam insulation interfere with termite control?

Spray foam insulation unfortunately provides termites with a dense, spongy place to build their colonies, and it is very easy for them to tunnel through. It does not attract termites, but it does provide them a nice home if they find it.

Homes ravaged by termites hidden behind spray foam insulation

According to the pest control operator who provided the Fox 5 I-Team with video of this case, the spray foam in this two-year-old house is now home to termite tunnels going 15 feet up.

Improperly Installed Spray Foam Insulation Could Impact Ability to Inspect for Termites. Homeowners who have spray foam insulation currently installed in their home and have a pest control contract for termites should contact their pest control company to review their contract.

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Real Estate Open Houses – Good or Bad idea?


Only 3% of buyers visited open houses according to the 2018 Home Buyers and Seller Generational Trends Report published by the National Association of Realtor.

About 45% of female REALTORS® and 25% of male REALTORS® have experienced a situation in the past year that made them fear for their personal safety or safety of their personal information

Safety is an on-going concern for real estate professionals whether you are sponsoring an open house or conducting a private showing of a property.

Source: A Sales Tool or a Magnet for Trouble & Common Sense Tips for Safe Open Houses

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Failure to Double-Check Your Work Could End in a Lawsuit

A lending institution engaged a real estate broker to list and sell residential property that went through the foreclosure process after its owners defaulted on the mortgage.

Situation: A lending institution engaged a real estate broker to list and sell residential property that went through the foreclosure process after its owners defaulted on the mortgage. As instructed, the broker arranged to have an asset management company “trash out” and dispose of the contents by sale or destruction. A for sale sign was then placed in the yard and the lock on the front door was changed. Problem: It was the wrong property.

Source: https://eo.pearlinsurance.com/acton/attachment/21966/f-aec890d4-7bae-423d-84f8-f2966c1ab983/1/-/-/-/-/Pearl-Insurance-Realtors-EO-Risk-Manager-March-2019.pdf?utm_term=192151-XL-EO-INT-E-MAR&utm_campaign=192151&utm_content=192151-XL-EO-INT-E-MAR&utm_source=Act-On&utm_medium=Email&cm_mmc=Act-On%20Software–email–James,%20Your%20E%26O%20Risk%20Manager-_-READ%20NOW&sourceCode=182028-XL-EO-INT-E-NOV&refer=Act-On&sid=TV2:BYulMqhAq

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Mortgage Calculators


I found these on the web through different source and I am not sure how much use they will be or the simplest or you to use, but don’t feel obligated to use any services advertised on this website. I will also continue to post any others I encounter.

Simple mortgage calculator from Kim Komando – http://amortizationloancalculator.net/index.php

Realtor.com offers a mortgage calculator – https://www.realtor.com/mortgage/tools/mortgage-calculator/

Various mortgage calculators –  http://www.calculators4mortgages.com/

Determination to refinance an existing mortgage – http://www.bills.com/calculator-mortgage/

Zillow.com offers a mortgage calculator – http://www.domania.com/Calculator/default.aspx

Helpful tips and mortgage calculator – http://www.mtgprofessor.com/home.aspx

Lending tree (careful – you may get alot of ads) – http://www.lendingtree.com/mortgage-loans/calculators/loan-payment-calculator/

References to products and services are not a specific endorsement, but the user must perform their due diligence and investigate whether the product or service is right for them. I welcome any or all comments that would help others.



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Georgia Landlord-Tenant Handbook (Georgia laws regarding residential rentals)

Do you know your rights as a landlord? As a tenant?

The Georgia Landlord-Tenant Handbook addresses each parties rights for residential rental properties.

For example:

Please see one of my related blog posts: Are tenants liable for HOA fees?

References to articles, sources, products, or services are not a specific endorsement and not guaranteed to be true or accurate. You should perform your own “due diligence and investigate” whether the information provided is valid, or the product or service is right for you. I welcome any or all comments that would help others.


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Are You at Fault? Developing Procedures Could Save You from Litigation

Source: From Pearl Insurance E&O Risk Manager

When an agent and broker partner together for a transaction, it’s extremely important for both parties to do their own due diligence. Because even if you don’t directly make the mistake, you could still be at fault. This actual scenario teaches us two lessons. First, don’t falsely advertise your expertise or claim you know an area of real estate that you don’t. And second, when working with another party, make sure you develop procedures and ask questions to prevent a lawsuit from occurring.

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Sex Offenders in Georgia

21 men arrested in football-themed child sex sting

Cobb DA Reynolds to Head GBI… It’s true that Reynolds has focused on gang prosecutions. He targeted sex trafficking, as well, pulling together different branches of law enforcement to carry out arrests and rescue victims.

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1-13-2015: According to the GBI (http://gbi.georgia.gov/documents/quarterly-report-0) there are about 400 more sex offenders in Georgia as of 10-1-2014 than 7-1-2014.

10-7-2014: According to the GBI (as of 7-1-2014), there were approximately 25,000 registered sex offenders in Georgia (more or less – those who aren’t yet registered and those who have moved within the state and have not yet reported change of address).

3-6-2014: As of the date of this post, there are over 24,000 Georgia registered sex offenders, but the good new is only 19,000 have Georgia residences. The bad news is 5,000 an’t be accounted for….ooops!

Update 4-7-2012:    Georgia Governor Nathan Deal is asking (and planning to sign into law effective 7-1-2012) the Georgia Bureau of Investigations (who now maintains the state’s official database of registered sex offenders in Georgia) to assume duties of the current state board (under the Department of Behavioral Health and Development Disabilities) of determining the threat level of each of the sex offenders.  Apparently, there is a 4,000 case backlog of reviews.  Reviews determine the relative level of possibility that the sex offender will repeat the crime.  A lower level is less likely to repeat an offense a a higher level.

Broker’s Comment:  What a heavy burden it is for the state to determine the threat levels of these criminals.  Can anyone know the thought in each person’s mind, especially at least 4,000 minds?

Source:  Marietta Daily Journal, Saturday 4-7-2012, Page B1

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There are a few websites that were designed to help locate sex offender living in Georgia.

As of 1/1/2011, Georgia had about 19,269 registered sex offenders.  But I understand that there may be many other unregistered sex offenders.

This is the Official Georgia website (10-7-2014) to search:  http://services.georgia.gov/gbi/gbisor/SORSearch.jsp

Another possible, but unofficial website:  http://www.familywatchdog.us/ShowMap.asp?frm=0

Here is the national sex offender website:  http://www.nsopw.gov/Core/PublicRegistrySites.aspx

As a potential resident in certain areas, you are obligated to perform due diligence to discover information about the areas you plan to live.  I hope his information answers some questions.

References to products and services are not a specific endorsement, but the user must perform their due diligence and investigate whether the product or service is right for them. I welcome any or all comments that would help others.

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2019 Real Estate News from Access Brokerage

References to articles, sources, products, or services are not a specific endorsement and not guaranteed to be true or accurate. You should perform your own “due diligence and investigate” whether the information provided is valid, or the product or service is right for you. I welcome any or all comments that would help others.

Realtor® Survey Shows Decline in Foreign Investment in U.S. Residential Real Estate

FBI numbers show closing cost scams on the rise nationwide but losing steam in Washington

It’s probably time to kiss that housing market rebound good-bye

Flooded homes go up for sale in real estate market

Zillow sues Kentucky over access to real estate records

Can I walk away fo m a real estate contract?

New Redfin-Opendoor ‘iBuying’ partnership: another transformation in how you sell your house

Housing-market distress is at its lowest in at least 20 years — can it hold?

Real estate group ALTA warns members of possible data breach

Wise and Not So Wise Refinancing Choices

All Things Real Estate: Landlord would be responsible if he knew pit bull was dangerous

Real estate charges you should anticipate for your next loan

How to Invest in Real Estate Using an FHA Loan

Real estate group ALTA warns members of possible data breach

A disagreement about the composition of Homeowner association (HOA) boards

No contingencies, no problem: How to land a home in a tough housing market

Excellent question for any homeowner…especially those who house violent dogs…

ALTA Spearheads Launch of Coalition to Stop Real Estate Wire Fraud

Remax: Tips for negotiating In a seller’s market

Buying a Home Costs More Than the Purchase Price

13 Reasons U.S. Real Estate Market Is Stronger Than You Think

Nearly 30,000 individuals and companies around Tampa Bay didn’t pay their property taxes last year

Millennials spur suburban population growth

The next housing bubble could come from this technology

Real Estate Advice: Who pays for special assessment

Realtor Q&A: Should you sell to those ‘we’ll buy your home in …’ firms?

All Things Real Estate: CC&Rs aren’t magic, they’re like lawsIs it the responsibility of the Realtor to inform the potential buyers that there are CC&Rs?

Mortgage rates are dropping — so why aren’t more people buying homes?

First-time home seller? Closing costs you need to be aware of…(not so sure that you need to pay for title insurance as a seller…)

Painful lessons’ as real estate industry pushes for protections

The pros and cons of inheriting real estate

A Nobel Prize-winning economist and Yale professor explains why buying a big house is a waste of money

As Fed mulls rate cuts, real estate enjoys the good times but fears bad times ahead

Calgary father of woman murdered at open house has warning for Alberta real estate companies, realtors

When problems arise for new homeowners, who’s really to blame?

Investors are flipping housing markets, and buyers are reeling

Understanding tax obligations when you buy real estate

Baby Boomers Built Big, But Now Nobody is Buying

Mortgage rates are dropping — so why aren’t more people buying homes?

5 signs home prices could be rolling over again

All Things Real Estate: CC&Rs aren’t magic, they’re like laws

Real Estate Pros Say These Design Trends Don’t Work

WSJ: More buyers are using down payment assistance programs

3 reasons real estate is a lousy retirement investment: Location, location, location

Who is responsible for cost of fallen tree?

Home flipping rate hits 9-year high — and that could foretell troubles in the housing market

Smart tips for first-time homebuyers

B.C. realtor suspended after letting buyer move cash into her own bank account, avoiding regulators

Beware of Real-Estate Scams

Husband of SoFla real estate broker missing-at-sea sentenced to prison

What The Bond Market And Real Estate Market Are Telling Investors

Top 10 Home Upgrades to Sell Home for More

How Banks, Real Estate, and Insurance Companies Crush The People

A new era for home-buying: How Zillow, Redfin and their rivals plan to revolutionize real estate, again

Security flaw exposes 885 million First American real estate documents

Contracts have consequences — and they can bite

U.S. Opens Antitrust Probe of Real Estate Brokerage Industry

Real estate study finds vacant homes sell for less

More tips for first-time home buyers

Real Estate Advice: More tips for first-time home buyers

Lawsuits over who should pay buyer’s agent could upend housing market

You’re Not Being Replaced by AI

Multiple Offers on a House: Insight for Buyers Facing a Bidding War

When it comes to money laundering in real estate, there are more unknowns than knowns

How to handle unexpected discoveries during an inspection

Three Charts Show Struggle Is Real for Millennial Home Buyers

The internet didn’t shrink 6% real estate commissions. But this lawsuit might

U.S. home prices fall first time since 2012

WSJ: Fannie and Freddie-backed homeowners are deeper in debt

Are Your Real Estate Documents Prepared for Hurricane Season?

Former Countrywide CEO Angelo Mozilo says the financial crisis wasn’t his fault: ‘We did what we felt was right’

Dos and don’ts for selling a home in 2019

11 Things to Know About Selling Your Home in Spring and Summer

Another real estate evolution: new Redfin program will enable home purchases with no agent… The company launched Redfin Direct as a pilot program in Boston in March, and first formally announced the venture in its first-quarter earnings release Wednesday.

Real Estate Round-Up: Is your Realtor invested in Fallbrook? Does your realtor own a house?

Real Estate Startups Raise Massive Rounds To Change The Way People Buy and Sell Homes…In 2018, U.S.-based real estate companies as a whole raised a combined $4.99 billion across 105 transactions, according to Crunchbase data. While that’s down from the $5.8 billion raised in 95 deals in 2017, it’s still a staggering 10 times higher than the $520 million raised by such startups in 2013, as you can see in the chart below.

You should be able to sell a home within a handful of clicks’: Silicon Valley is coming for your house

Days on Market is more than just a real estate data point…Does it signal market demand? Does it mean the price is set too far above market? If short, does it signal low price in market?

Will Agents Survive Real Estate Web 3.0? (The Short Answer Is No)

Property taxes rising: Here’s what you need to know

Renton police warn of real estate scam targeting the elderly

What are your options for missed Mortgage Payments

KC real estate agent thwarts rental scam on one of her listings

3 challenges facing first-time homebuyers this spring

REAL ESTATE TIP OF THE WEEK: OPEN HOUSE SAFETY MEASURES

Key things to consider before investing in real estate…like financing, affordable housing rules, etc…

Key Millennial Real Estate Trends

Property Report: Don’t let your brain play tricks on your real estate decisions

Benefits of Using a Licensed Real Estate Agent

Homeownership costs: Don’t forget about property tax

How Does Roof Replacement Impact Your Home’s Value?

Proposal to double Vermont real estate fees surprises some agents, brokers…could this happen in your state, county, or municipality?

Who do you need to inform when you move? Don’t forget your doctor and dentist too.

Mortgage fraud comes in various shapes and sizes…CoreLogic, which claims to possess the nation’s largest mortgage application database and owns patented risk analytics that incorporate a predictive scoring technology, works to identify and reduce the risk of fraud for its consortium members.

Some first time homebuyer tips….There are some “hidden costs” associated with buying a home. Closing costs, or fees included at the closing of a real estate transaction, can include a number of charges such as appraisal and attorney fees, recording fees, title and escrow charges.

Tell your buyers everything

Real Estate Marketing Skills Agents Should Master

Metro Atlanta cities wrestle with whether to ban Airbnb or cash in… As Atlanta’s tourism booms, so too does the market for short-term rental stays through services like Airbnb, VRBO and HomeAway. But some city governments have tightened their grip on the services, making homeowners apply for a permit and pay taxes like a hotel or motel.

The Unexpected Opportunity In Today’s Real Estate Market

How to Protect Yourself from Procuring Cause Claims… The purpose of procuring cause law is to reward an agent who initiated an uninterrupted chain of events that lead to a sale. 

Get Help From Your Real Estate Agent In Appealing Tax Assessment

5 Reasons The Self-Build Market Is Booming

Homeownership across America is on the decline for the first time since 2017, and millennials are partially to blame

These features could boost your home’s sale price by over 30%

Homeownership across America is on the decline for the first time since 2017, and millennials are partially to blame

Creating Client Connections: How Realtors® Are Using .realestate Domains to Support Next-Level Marketing

Home and Real Estate Weekly: What to repair before you list your home

What’s dragging down the value of your home?

Boomerang buyers: More people who lost homes during housing crisis are buying again

The difference between an assessment and an appraisal… appraisal determines the current market value of a home…assessment is quite different from an appraisal because it does not reflect the actual market value of a home .

Overall, massive tax overhaul hasn’t hurt home values

Will the mortgage debt foregiveness exemption be extended again for 2018 or 2019?

2019’s Housing Market Is Likely to Be Stronger Than We Thought—Here’s Why

Net Neutrality could “Make or Break” Real Estate

Insight into real estate commissions

Selling a home without a real estate agent.In retrospect, Mansinghani said, he would’ve done one thing differently. On the MLS listing, he had stated that he would pay only a 1 percent commission to the buyer’s agent, rather than the usual 2.5 to 3 percent.

Declining home prices provide another sign that real estate boom may be ending…in Maine, but in your state too?

Where’s the Real Estate Market Heading?

Sell your home with a Realtor or an algorithm? Maybe both

Renters more likely to be ‘cost burdened’ than homeowners…What it means is that homeowners are less “cost burdened” than renters. Around 27% of homeowners with a mortgage were considered to be cost burdened in 2017, which is defined as spending 30% or more of their income on housing expenses. But 46% of renters also fall into that category, CoreLogic said.

Asking price could be why you’ve had no offers on your house

Buyer considers pursuing case against seller for misrepresentation… Three months ago, I bought a house. I didn’t have a septic inspection….

What kind of residential real estate can get you higher rental return on investment?

Zillow uses VR to try to make online real estate more authentic

What happens when a big business tries to take over and rename a neighborhoodWhat happens when a big business tries to take over and rename a neighborhood?

Zillow sues real estate rival Compass over non-compete violation and stolen intellectual property

Don’t be a fool! Work with a buyer’s real estate agent.

Is this Canadian trend coming to America? Realtors oppose mandatory sharing of offers among competing home buyers

What single home-buyers should know

Should Home Sellers Use a Real Estate Team or a Single Agent?

Taxing Issues in the World of Real Estate Investors
The basics of real estate investing taxes are quite simple—organization and preparation. Tax Cuts & Jobs Act of 2017 introduced a new 20 percent pass-through deduction allowing certain business owners to deduct 20 percent of qualified business income if your taxable income is below $157,500 if single, or $315,000 if married.

How do you increase participation to amend covenants?…possibly extend the time to vote to contact those who didn’t?

Zillow begins buying and selling homes in Dallas… “Zillow Offers is helping transform the real estate transaction by giving consumers more of what they want – a seamless, convenient way to sell and buy a home, and on a timetable that they control,” said Zillow Brand President Jeremy Wacksman.

Will Real Estate E-Brokerages Destroy Traditional Brokerages?

How to become a real estate agent

5 Real Estate Mistakes That Could Make You Lose Money

3 ways to invest in real estate when you don’t have loads of cash

Real estate commissions are negotiable, no matter what any lawsuit says
8. Defendants’ conspiracy has kept buyer broker commissions in the 2.5 to 3.0 percent range for many years despite the diminishing role of buyer brokers.

5 Things Real Estate Agents Should Know About New Construction Projects… For buyers, purchasing new construction can be intimidating. Often, they will deal with the builder’s own sales agent. The buyers, in turn, need their own agent who will look after their best interests. Without one, they will be exposing themselves to a lot of risks with what is usually their most significant investment.

Except where the huge volume of international drug money is involved, then this article is somewhat relevant…but I repeat, there has to be a huge amount of illegal, international drug money laundering in real estate…the stakes and hiding places are just to big to fail…

Climate Change Will Crush Real Estate Values for Investors Who Don’t Prepare, New Report Says

Real estate has no plans for effect of climate chang…the real estate industry has been slow to adopt standards to deal with the rising threat, according to a study published this week by the Urban Land Institute, a nonprofit education and research institute and Heitman, a real estate investment firm.

Opendoor is using a $1,000 credit to nudge buyers toward its partner agents and homes

Realtor ordered to pay $6,500 after claiming 1976 home built in 2006

Underwater Homeowners Association underscores worries about rising sea levels in Miami

Fannie’s decision to use real estate agents as appraisers is risky … Fannie Mae is now relying on real estate agents (not licensed appraisers) to measure and take photographs to determine property values for some mortgage refinances.

The Decline Of The Traditional Brokerage: Where Is Real Estate Heading?

Home Buyers (And Sellers) Much More Upbeat in March

Moving To A 55 and Older Community: Is It Right For You?

Why You Should Take Your Real Estate Agent’s Advice

Housing crisis makes it more possible for millennials

Senate confirms Mark Calabria as head of Fannie, Freddie regulator

Facebook sets its sights on housing. Should Zillow be worried?

I signed my house over to my daughter. How do I reverse that?Many people forget to actively transfer the title to their home into their living trusts. If they forget to take this last step, the title remains in their name; when they die, the property usually will have to go through probate court to transfer the title of the home.

Need cash? Now you can sell the equity in your home to investors

6 Things Your Real Estate Agent Won’t Tell You…
1. You Can Get a Better Mortgage Rate Shopping Around
2. Open Houses Aren’t That Effective
3. Bigger Agents Means Less Attention
4. You Can’t Sell Your Home Without an Agent
5. Your Home Is Priced Too High
6. The Real Estate Commission Is Negotiable

Fannie Mae and Freddie Mac reform should put American taxpayers first

Home prices are about to heat up again as interest rates fall

Amazon is using smaller warehouses in big cities to efficiently fulfill orders

Georgia House Bill 346, which when signed by Governor Kemp, will attempt to protect the tenant against retaliatory actions by a landlord who has not sufficiently provided a clean, safe living space to the tenant? We only hope so…time will tell….Landlord-Tenant rules in Georgia

Some thoughts… Start the mortgage process of reviewing various mortgage lenders to see if any favorable specific programs fit your specific situation, how the interest rates, closing fees and costs, and other stipulations you will comply with under different loans. Rule of thumb, see as many lenders as you can within a 2 week period and the hit to your credit score will be minimal. Also, don’t overextend yourself and borrow more than you can reasonably afford. In addition, if you plan to be in the home for a long time, consider the option of “buying down” your interest rate at closing – ask your lender early about the cost of how you can reduce your interest rate by paying a small lumpo sum to reduce the interest rate.

How to Sell Your House in a Buyer’s Market

Here are five details to focus on while you prepare your house to sell in a buyer’s market:

  • Pricing
  • Staging
  • Marketing
  • Showings
  • Attitude Adjustment

Zillow enters mortgage business

Why is representation so important in a real estate transaction?

 Real estate agents ramp-up political activism as state economy, housing market flounder

Transfer on death deeds pass real estate outside of probate…in Texas.

6 Real Estate Prospecting Ideas to Help You Get New Clients

Cooling market is good news for first-time homebuyers

5 Important Home Buying Mistakes to Avoid

Will My Real Estate Agent Know Anything About The Title To The Home?

Housing market changes affecting homebuyers and sellers

Smaller sign proposal irks real estate brokers

Millennials don’t want to buy Boomers’ sprawling, multi-bedroom homes

Home Buyers See Recession as Likely, but It’s Not Stopping Them

Facebook VS. HUD: Real Estate Discrimination

Real estate Q&A: How can sellers protect their money?…Do you have fear of losing your proceeds at your next closing?

HousingWire expands coverage to serve real estate agent community

How To Use Social Media For Real Estate

FHA getting a bit too risky…“We have continued to endorse loans with more and more credit risk,” said FHA’s Chief Risk Officer Keith Becker. “We felt that it was appropriate to take some steps to mitigate the risks we’re seeing.”

HUD FILES HOUSING DISCRIMINATION COMPLAINT AGAINST FACEBOOK

Five things to avoid in a real estate transaction

  • Forgetting that it’s not about you
  • Putting yourself second
  • Exceeding your limits
  • Meeting in the middle
  • Losing sight of the goal

Homebuyers face far fewer bidding wars as the housing market cools off… Just 16 percent of buyer offers written by real estate brokerage Redfin during the first three weeks of March faced a bidding war.Last year, it was 6 in 10. null

Want to sell your home? Hurry up and list it next week

Dear Monty: Can you trust your real estate agent?

Best Real Estate Scripts for New Agents

Best Real Estate Scripts for New Agents

What Does A Real Estate Attorney Do For Buyers?…Try….Title Insurance Commitment and Outstanding Leins & Tax Issues???

Technology is transforming commercial real estate….Data, analytics and IT infrastructure;AI and smart technology; Tech-savvy building design;
Drones ; and The sharing economy and PropTech.

Real estate agents say housing market is favoring buyers

Real Estate Tip of the Week: How to Work with InvestorsVocabulary; Goals; Priorities; Research; and Resources

Where 20-Somethings Actually Buy Homes: The 10 Hottest Cities for Young Millennials

Understanding how your property taxes are calculated…they are backed into determined by the tax funds they need to run the local governmental authority.

Why Home Buyers Should Hire a Professional

What Does A Real Estate Attorney Do For Buyers?

5 documents home buyers need to prepare before meeting a real estate agent( if you also add all the myths/beliefs about real estate and real estate agents).

The real estate transaction is broken. Tech companies want to fix it… Has tech-world “disruption” finally come for the cumbersome process of buying and selling a home? Algorithm-driven home-flipping companies like Opendoor, along with strategic shifts by major companies like Zillow and consolidations across the industry, seem to say yes.

The ultimate guide to selling your home without a real estate agentAdvice for selling without a realtor…Even if you’re selling without a realtor, you’ll still need to hire a lawyer to seal the deal. You’ll also need a lot of know how.

Housing market trends are stifling the jumbo mortgage market…But now, recent trends taken a toll on the jumbo market, causing volume to fall 12% in the last year, according to a recent article in The Wall Street Journal. This outpaces the decline of the overall mortgage market by 5%.

There are too many big houses on the market, and it’s a problem…“These days, buyers of all ages eschew the large, ornate houses built in those years in favor of smaller, more-modern looking alternatives, and prefer walkable areas to living miles from retail,” the WSJ noted.

The real estate transaction is broken. Tech companies want to fix it

Real Estate Advice: More tips for first-time home buyers

5 Reasons Millennial Real Estate Investors are on the Rise

As the Housing Market Shifts to Favor Buyers, This Remains the Biggest Hurdle

Dallas ranks as the hottest spot for millennial homebuying

7 Smart Real Estate Investing Tips, Tricks & Traps You Should Know

Real estate firms accused of ‘conspiring’ to overcharge home sellers in class-action suit

Once Considered Inferior, Automated Appraisals Are Helping Stem Default Risk
Freddie Mac and Fannie Mae (the GSEs) have adopted automated valuation models (AVMs) which use mathematical modeling, drawing on a huge database of recent transactions complete with property characteristics, to generate an estimated sales price.

Builder Confidence Holds Steady After Recovering From 2018 Lows… NAHB says affordability still remains a key concern for builders. The skilled worker shortage, lack of buildable lots and stiff zoning restrictions in many major metro markets are among the challenges builders face as they strive to construct homes that can sell at affordable price points.

Federal budget (in Canada) offers first-time home buyers a break with $1.25 billion in mortgage relief…The real estate industry has been pleading with the government to do something to help younger buyers shut out of markets in cities such as Toronto and Vancouver

Part 3: Renting Vs. Buying. How Important Is Owning A Home?

Are You Ready to Buy Your First Home?

Here are five important things to consider and questions this generation can ask themselves to figure it out:

  • Money matters.
  • How long you plan to live there.
  • Timing.
  • The online marketplace.
  • Expert advice.

The lawyers who took on Big Tobacco are aiming at Realtors and their 6% fee
The suit was filed in Chicago on behalf of anyone who sold a home through one of 20 of the largest listing services in the country over the past five years. It charges that the mighty Washington-based lobby National Association of Realtors, as well as the four largest national real estate brokerages, and the Multiple Listing Services they use, have conspired to require anyone selling a home to pay the commission of the broker representing their buyer “at an inflated amount,” in violation of federal antitrust law.

The first time most homebuyers ever see a real estate purchase contract is at the time of submission to make an offer. The standard contract Georgia realtors use is about 6-8 pages. If you can review a form before you make an offer, be sure to know what you are and are not obligated to do. Also, be sure to understand the dates and deadlines for each contingency and milestone in the contract and record those dates in your calendar. Ask a real estate professional

Why Property Tech Might Be the Next Frontier For Legal

Is Now the Time To Buy? Homebuyer’s Mortgage Watch – March 17, 2019

2 Agents Hold Threatening Intruder at Gunpoint in Listing

Real estate information provider sues over alleged data theft…CoStar sues over secretly selling CoStar login details.

Does this title reflect the actual story?….”How to Avoid the Next Real Estate Downturn”

Are these 7 tax tips and changes for property investors valid?

Real Estate Advice: Tips for first-time home buyers…save for a down payment…maybe get a Buyer Agent?

USGS report says half a million Californians, billions in coastal real estate at risk of flooding…maybe they built to close to the water to start with?

Next frontier in real estate technology

New home sales drop 7% in January as housing market gets off to slow start in 2019…New-home sales declined to a 607,000 annual rate in January, according to government report delayed by the partial 35-day federal shutdown earlier this year. That’s how many new homes would be sold for the full year if sales were the same each month.

Diana Olick: Don’t feel like you need marriage, kids before you buy a homeOlick: “I would say to young women, ‘Don’t feel you have to be married, kids, house in that order. It can be house, marriage, kids, or whatever combination you want it to be.’”

4 Tips for Real Estate Agents: How to use Nextdoor Polls

Besides www.abuyeragent.com…15 Best Real Estate Websites of 2019 For Buying And Investing In Properties

The housing market has a growing affordability problem, and here’s why? Due to lack of resale inventory and insufficient construction of new housing, housing price growth outpaced income growth in recent years.

SmarterAgent sues HomeAway over patent infringement

Water damage is a growing problem in older homes…Flooding is becoming a major problem in older homes, but not because of inclement weather conditions. Instead, faulty pipes and valves, worn out hoses in washing machines, and poorly maintained connections to appliances that use water are to blame.

Mortgage Rates Drop to New 14-Month Lows …Finally, the 10yr Treasury auction is a good gauge of demand for bonds.  Higher demand for bonds means lower rates.  The results of the auction were strong, which led to bond market improvement in the afternoon.  After a certain amount of bond gains, mortgage lenders will typically reissue their rates for the day (with better terms, as was the case this afternoon).

7 Things to Consider When Choosing a Neighborhood
Important establishments-Amenities-Outdoor activities-Public transportation-Entertainment options-Crime rate-Family friendly options

Buyers Finally Get the Upper Hand in Hottest U.S. Housing Markets

NAR Slams Wall Street Journal Op-Ed, Defends REALTOR® Value agents are no longer worth their present commission fees because “most buyers do the work themselves, spending months on the internet identifying attractive neighborhoods and homes before calling a real estate agent simply to open the door.

NAR and Real Estate Brokerages face Class Action Lawsuit-National Association of Realtors (NAR) and four prominent real estate brokerage firms—Warren Buffett’s HomeServices of America, Keller Williams, Realogy and RE/MAX. The lawsuit charges NAR and the companies with violating the Sherman Act by only allowing listing brokers to list a property on an MLS if the listing broker makes a unilateral, non-negotiable offer of compensation on the MLS to buyer brokers. Real estate brokers cannot disclose from disclosing commissions offered on MLS, the lawsuit adds, and also allows brokers to take both buyer and seller commissions, if the buyer is not represented by a broker.

Three Important Pieces Of News You May Have Missed About Real Estate InvestingA cap in the mortgage interest deduction; sole proprietor, partnership, LLC or S-corp, you should be able to deduct up to 20% of your qualified business income; and Real estate depreciation rules are more favorable than ever

Millennial homebuyers shop for homes in South Florida

REAL ESTATE MATTERS: Should family member charge for selling mother’s house?…It all depends on alot of factors…and you can reach an agreement between the agent, broker, and homeowner that would be fitting.

Federal Home Loan Mortgage : Private Investors Encroach on Fannie and Freddie’s Domain…another bubble brewing? About 45% of mortgages originated in the January-to-September period last year went into Fannie and Freddie securities, according to the Urban Institute, a think tank. At its most recent peak in 2008, that proportion was 65%. Amherst Pierpont estimated that about 10% of Fannie- and Freddie-eligible loans issued in September 2018 could be more cheaply pooled into private-label deals.

13 Things Real Estate Agents Don’t Want You to Know

Appraiser of famous murder sites

House Bill 346 is sponsored by Rep. Sharon Cooper (R-Marietta) would prevent landlord retaliation in Georgia

Top 10 Questions to Ask a Mortgage Lender: Do You Know Them All?

Real estate investing: How much do you need to get started?
Cash needs for real estate investing
Seller contributions
Gifts
Co-buyers and co-borrowers
Private lenders
Assume financing
Secondary financing

The No. 1 Thing Millennials Hate About Their Home Is Not What You’d Expect…no landlord they can call to “fix things.”

How “Amazon HQ2” Might Impact Real Estate… Property database curator ATTOM Data Solutions looked at a potential addition of 25,000 high-wage jobs in New York’s Long Island City neighborhood, and concluded that the move would have indeed provided real estate investors with new opportunities.

Find out the real value of your house, for free… Realtor.com is very easy to use. Select Sell, enter your complete address, and then, Get Estimate. This site offers a cool feature. You can see potential profit or losses by breaking down several factors, such as the sale price minus real estate agent commission, or the balance owed on your mortgage.

Housing and The Economy: Are we already in a recession?Escalating Home Prices: A recipe for disaster for some and a spending frenzy for others?According to the National Association of Realtors, existing home sales were down about 10% in December from a year earlier

63% of millennial homeowners regret buying home: survey—-unexpected costs aren’t the only reasons for regret. Homeowners also say that bad location, high mortgage payments, and buying the wrong size home can cause them to think differently about their purchase.

Do Real Estate Lawyers Go To Court?… They should know how to go to court, they should not be going to court for the first time, and they should be comfortable at the courthouse.

The Importance Of Nurturing Essential Relationships For Real Estate Professionals… Networking is essential for business and personal growth.

You can now sell your Sacramento home with the click of a mouse. Who needs (listing) realtors anymore?

2019’s Property Taxes by State… The average American household spends $2,279 on property taxes for their homes each year, according to the U.S. Census Bureau, and residents of the 27 states with vehicle property taxes shell out another $440.

US housing market off to shaky start in 2019 amid price dip, sluggish construction… average home prices in cities across the country, rose 4.7% by the end of December, down from 6% the previous year—for 2018, new single-family home constructions grew 2.8% in 2018, down from 8.5% the prior year.

Number of homes being built drops to lowest level in over 2 years

Zillow as mortgage lender: Real estate giant going ‘further down the funnel’ of buying a house…Thousands of would-be home buyers looking for a mortgage will soon have a new option: Zillow Group.

Georgia Landlord-Tenant Handook…a guide to Georgi’a State Residential Rental laws.

Home Depot sales cool along with real estate market in the final quarter of the year, Home Depot fell short on profit, revenue and same-stores sales as rising real estate prices cast a chill over U.S. home sales.

What is a market appraisal? It is important to note that any market appraisal is not a proper valuation. They can’t be used with any prospective lenders to establish the market value of your property.

Real Estate Advice: Don’t go for interest-only mortgage… After the first few, say five, years the interest on the loan, which is higher to start with, rises and your payments soar because you now have to cover not only the interest, but also the principal, at a rate that will retire the loan over the remainder of the 30-year term.

Energy Efficient Mortgage Program…careful how simple this spunds…FHA’s Energy Efficient Mortgage program (EEM) helps families save money on their utility bills by enabling them to finance energy efficient improvements with  their FHA-insured mortgage.

Let FHA Loans Help You…straight from the HUD.GOV website…FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.

5 Big Reasons to Sell Your Home This Year (Because It Could Get Tougher)

REAL ESTATE MATTERS: Should you fix up a home or sell ‘as is’?…Answer: Depends on the market and costs to fix up…

Mortgage Rates Only Slightly Lower Despite Strong Bond Market

View a Current Brochure/Application for Old Republic Home Warranty

It may be a few years old, but this still applies today…Insurance company cancels policies for Atlas Chalet roofs

I Just Became A Self-Employed Real Estate Agent — What Does This Mean for My Taxes?…Instead, you receive commission income, and at the end of the year, your broker provides a Form 1099-Misc, rather than a W-2. From a tax standpoint, that changes everything.

Two more real estate investors, nine total, sentenced to prison for bid-rigging conspiracy…the two were each sentenced Thursday to serve four months in prison, with Vaughan receiving a fine of $20,000. Both defendants were ordered to pay restitution by U.S. District Judge Louis Guirola Jr.

Moving To A 55 and Older Community: Is It Right For You?…Some benefits…Social club, Security, No one under 55 allowed, and HOA null

What ‘PITI’ means for a home buyer…Hint (Principal, Interest, Tames, Insurance…don’t forget sometimes there’s Private Mortgage Insurance.)

Low Rates and Strong Jobs Numbers Bolster Builder Confidence

Real Estate Agent Fees: Who Pays the Bill?

How Do I Find My Property Lines?…Even if your property doesn’t have visible corner markers, you may be able to go hunting for those buried markers with a metal detector. The metal poles, often made of rebar, can be buried up to 10 inches below the surface. Use a metal detector until it indicates metal is there, then dig to be sure what you’ve found is the marker.

Slowest home sales in over three years could help buyers this spring

Mortgage Rates Near Long-Term Lows After Fed Minutes

Despite interest rate approach, real estate ticking onward….mortgage rates are about where we were at a year ago

How to Invest in Real Estate Without Buying Property… Well, you can do it with real estate investment trusts. (REITs)

Adelaide school zone changes have parents worried about real estate prices (Hint: Most people bu homes for two major reasons – close to good schools and close to work)

Millennial Trends Re-defining Real Estate… How do you think the aspirations and dreams of millennials will shape the future of real estate?

U.S. Housing Inventory Trends Now Favor Buyers in 2019… According to a new report by Zillow, after falling for nearly four consecutive years, housing inventory has turned a corner, growing on an annual basis in four of the past five months. U.S. for-sale home inventory grew 1.2% year-over-year. There were 19,455 more homes for sale nationwide in January compared to a year earlier.

Fed Shift and Postponed Data

The housing market data released in January indicated that sales activity tapered off near the end of 2018. In December, sales of previously owned (existing) homes unexpectedly fell 6% from November and were 10% lower than a year ago. Overall, 2018 was the weakest year for home sales since 2015, as the effects of rising mortgage rates, high home prices, stock market volatility, and the government shutdown were felt late in the year.

What to do if your house doesn’t sell

  • Does it Make the Best First Impression?
  • Does it Appeal to The Target Market?
  • Can Buyers Visualize Living in This Home?
  • Are Key Features Highlighted?
  • Are Key Features Highlighted?

Homebuyer Assistance Programs Under Review — HUD says it’s time to investigate down payment assistance programs.

Put these discounts on your calendar and treat a veteran!
2019 Veterans Day Free Meals, Discounts, Sales and Deals
Veterans Day 2019 will be on Monday, November 11th, 2019.

Local real estate agent fined over lead paint charge – (yeah, 2018 article but still applicable).

What Is My Home Worth? The Number Every Homeowner and Seller Should Know

Working with a professional real estate agent and some real estate terms and definitions

Estate Planning and Tax Evaluations… Tara Cuffney from Costner Law Firm joins Paul to discuss law and real estate.

Real Estate Tips: Essential Cybersecurity for Your Brokerage

  • Monitor your environment
  • Implement effective policies for the destruction and maintenance of data
  • Prevent account takeover and phishing
  • Review and update important financial processes
  • Never enter your login details on websites that don’t start with “https:”
  • Pay your attention to the language used in emails
  • Don’t click hyperlinks

Young homebuyers turn to parents for down payment…A recent study found that about 65% of people aged 18 to 34 expect to seek financial assistance from Mom and Dad in the purchase of their first home. What’s even more interesting is that a significant portion of these young home-buyers are not settling for starter homes, but are instead opting for larger homes they will “grow into.”

Massachusetts real estate company to build group homes across state… Group homes are small, residential facilities within a neighborhood that are designed to look like a home and serve people with developmental disabilities.

Home investor finds staircase booby-trapped with a knife…yet some scoff at real estate investors as scumbags…how about this previous homeowner…doesn’t he/she count as a scumbag?

Google to invest $13B in real estate across the US…The tech giant announced on Wednesday that it plans to spend more than $13 billion in data centers and offices across the U.S., including major expansions in 14 states.

One in five young homeowners delay retirement savings to buy real estate: survey

NAHB Takes a Detailed Look at First-Time and Trade-up Buyers

Who’s your real estate agent really working for? It’s important to know.

Modeling the Future: Restructuring the Secondary Mortgage Market…a better link here…https://themreport.com/daily-dose/02-08-2019/modeling-future-restructuring-secondary-mortgage-market…here is a link to Mike Crapo’s 5 suggestions: https://dsnews.com/daily-dose/02-01-2019/crapos-5-point-plan-for-housing-finance-reform

  • Private companies as guarantors for the timely repayment of principal and interest to investors of eligible mortgages that are securitized through a platform operated by Ginnie Mae.
  • Changing the Federal Housing Finance Agency’s (FHFA’s) structure to run it as a bipartisan board of directors instead of a single Director to charter, regulate, and supervise the guarantors
  • Utilizing Ginnie Mae to guarantee timely repayment of principal and interest on securities that receive credit enhancement from guarantors that are approved and regulated by the FHFA
  • Putting a cap on the percentage of all outstanding guaranteed eligible mortgages that a guarantor is permitted within a stipulated timeline as well as ensuring a timeline within which all guarantors are required to be fully capitalized after the enactment of the legislation
  • Replacing the current affordable housing goals and duty-to-serve requirements with a new Market Access Fund which will provide grants, loans, and credit enhancements to address the homeownership and rental housing needs of the underserved and low-income communities

Family calls out Zillow over real estate mistake…Zillow corrected it once they became aware of issue.

County Treasurer’s Family Bought Tax-Foreclosed Real Estate…conflict of interest?

Florida housing market tanking?

NAR’s Proposal to Restructure Fannie/Freddie

Real Estate Agents are now taking measures to protect themselves from armed criminals

Concierge Auctions facing accusations of fraudulent bids

Should seniors take the rap for the gap in homeownership by millennials?

How to Report Fraud in Georgia…mortgage, banking, health, etc…

How to Avoid Taxes on Canceled Mortgage Debt… There are, however, exceptions and exclusions that may save you from the requirement to report canceled debt as part of your income.

This startup just raised $5 million to automate the clunky real estate appraisal process… Cushman & Wakefield is now using the startup’s technology to automate and optimize the entire appraisal process, allowing its appraisers to provide multi-family valuation services (meaning for apartment complexes) at a much larger scale for the first time.

Seniors Seeking Roommates: ‘Golden Girls,’ Please Apply

What’s old is new and borrowed isn’t blue hair ladies…it’s the golden girls…even though this is a 2+ year old story doesn’t mean it has stopped working… Senior housing organizations across the nation are reporting a surge in demand from the young and old alike to move into the spare rooms of lonely and often lower-income elderly homeowners.

Here’s why the housing market, while still risky, won’t be all bad for buyers in 2019…because the economy relies on people buying houses and you want to continue to hype it for home buyers???

Local real estate agent fined over lead paint charge…A local real estate broker who failed to tell a client about lead paint in a home was sentenced to time served, a $1,000 fine and restitution of $53,326.

Rising tides, falling property values?

Sample Home Electrical Safety Checklist…includes outlets, chords, fixtures, appliances, etc.

Homebuyer Assistance Programs Under Review…maybe…HUD IG is not investigating these programs…which means they are ignoring fraud.

What do you do if your house doesn’t sell?

Does this still apply about a year later???MBA Tech: Here are the biggest cybersecurity threats to mortgage companies right now… Among the worst things that could happen? A ransomware attack.

Shrinking down payments, millennial demand transforming real estate

Don’t buy into the hype over a pending real estate crash

Everything You Need to Know About a Pending Home Sale

Choosing a real estate agent

Opinion: How to invest in real estate and pay nothing in capital gains because of this new tax break

Could Amazon break into real estate by buying Redfin?

These are the worst cities to live in America. Is yours one of them?…and is this offensive to you if you live in one of them?

Real estate Q&A: I have a reverse mortgage — can I still sell my house… However, if your home is worth more than the mortgage balance, that extra amount, known as your equity, belongs to you or your heirs. If the balance tips the other way and the loan is more than your home’s value, you or your heirs will have to turn over the house, but will not be responsible for any extra.

Real-estate websites want to buy straight from homeowners. But is it really a good deal?… Opendoor and Offerpad bought more than 500 homes in Orange County, Fla., alone last year, according to an Orlando Sentinel analysis of transactions. Opendoor said it now represents about 3% of all sales in the Orlando market and is the largest seller making payments to real estate agents.

Real Estate Advice: Think about the ‘five-year rule’ when buying a home… closing costs and real estate commissions required to buy and sell real estate will consume an estimated 7-15% of a home’s value.

Unconventional Mortgages Predicting Housing Crisis? Unlikely, Experts Say… [Unconventional mortgages] allow for lower income ratios, higher debt-to-income ratios and alternative ways to come up with income for a loan (e.g., 12-month bank statements or even using assets to derive more income via formulas)…you know, otherwise risky borrowers leading to more defaults!

Troubleshooters; Real Estate Deal Goes Bad, Buyer Still Waiting for Refund…here’s where a contract or a real estate agetn or attorney could have helped initially.

To sell a home fast, here’s what to focus on, real estate experts agree

Aging-in-Place Trend Contributing to Tight Inventories…Freddie Mac’ research finds that today’s seniors (persons born after 1931) are staying in their homes longer, and aging in place.  While Millennials have historically low rates of homeownership the rates among seniors are high relative to previous generations.

Former tenants share horror stories of renting from real estate investment firm Invitation Homes

Women in real estate still facing challenges… ‘female-dominated’ in that they make up most of the workforce – 63% of Realtors …

Real Estate Tip of the Week: Wire Fraud — Internet Crime Compliant Center saw a 480% increase in the number of complaints filed last year in the real estate industry.

Land Prices – 2019 January- FHFA information

7 New Year’s Resolutions for Your Home to Start Now…like tackle the little projects.

Real estate expert explains furniture free living.  Question: Is it true that there are some people who advocate living in a “furniture free” environment?  Source:  http://www.fox5atlanta.com/good-day/real-estate-expert-explains-furniture-free-living

Home Buyers Can Rejoice While Sellers Sweat for This Important Reason…sellers need to be prepared to lower their prices.

Alleged real estate fraud targeted elderly LA-area victims… Prosecutors have now filed 162 felony counts against a Los Angeles woman who allegedly bilked millions of dollars from elderly property owners and others through real estate and financial fraud.

Here’s How Much Real Estate Agents Earn In Every State…As of January 2019, the average annual earnings for real estate sales agents was $41,289, according to salary.com. How much money real estate agents make per year, however, depends on several of factors, such as number of real estate transactions, and commission fees.

Real estate pro, victim of hackers, warns public after losing $25k in online theft… She thought she had been talking with a title loan representative until she noticed a one-letter difference in the emails she’d been sending and receiving.

Appraisal Threshold for Residential Real Estate Loans. The Appraisal NPR (Notice of Proposed Rulemaking) proposes to increase the threshold for residential real estate transactions requiring an appraisal from $250,000 to $400,000. Evaluations would be required for transactions exempted as a result of the proposed threshold.

Agents and Brokers: Here’s What You Need to Know Ahead of Tax Season.

Home office expenses, such as printer paper and ink, and internet costs
Costs relating to commuting and driving clients around, including auto insurance, maintenance and repairs, as well as gas mileage, parking and new car or leased car costs
Business travel-related costs, such as airfare, meals and lodging
Expenses related to marketing, such as signs and flyers for open houses and mailings, as well as website development and maintenance
Real estate education-related expenses such as coaching and training

Home-Price Growth Continues to Slow…The S&P CoreLogic Case-Shiller National Home Price Index, which measures average home prices in major metropolitan areas across the nation, rose 5.2% in the year ending in November, down from a 5.3% increase reported in October.

New real estate technology allows closings to occur in 3 days or less…The entire process from when you release the property until the closing can all be done on one platform.

MBA Tech: Here are the biggest cybersecurity threats to mortgage companies right now

Ransomware and wire fraud are low-hanging fruit for criminals

Mortgage Applications Down Slightly, are Rates to Blame?… mortgage loan application volume decreased 3.0%

Realtors Expect Pending Sales to Improve in 2019… Yun says despite the low home sales in December, he is confident that the housing market will see improvement in 2019. “The longer-term growth potential is high.

Consumer Financial Protection Bureau Report

White House Budget Director Mick Mulvaney, also the Consumer Financial Protection Bureau director, testified before the House Financial Services Committee … on C-Span 4-11-2018

4 Real Estate Investing Strategies: Which One is Right for You?  

  • Fix and Flipping
  • Wholesaling
  • Creative real estate investing
  • Buy and hold

Who controls the data that fuels real estate deals?…One of the elements of the arrangement was increased access to data from local and regional multiple listing services for nontraditional real estate brokerages, which has helped propel the growth of online portals like Redfin, Zillow and Trulia.

Zillow branching out from real estate data, providing home estimates, to flipping property in Denver…The real estate data giant is now purchasing home in six cities: Phoenix, Las Vegas, Atlanta, Denver, Charlotte and Raleigh-Durham.

Treasury, IRS Give Big Win to Real Estate Professionals in Qualified Business Income Rule

WASHINGTON (January 22, 2019) – Late last week, the Treasury Department and the Internal Revenue Service issued final regulations regarding the new 20 percent deduction on qualified business income. As Americans begin preparations for the 2018 tax filing season, real estate professionals have been uncertain about the true impact of the 2017 Tax Cuts and … Continue reading Treasury, IRS Give Big Win to Real Estate Professionals in Qualified Business Income Rule

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How to Seal or Repair Cracks in Concrete Floors & Walls…different methods and materials.

Real Estate Round-Up: Sellers can succeed in a buyers’ market… The current trend California is experiencing is not the jubilant sellers’ market it enjoyed the first half of 2018

NAR: Real Estate Pros Get Big Win in Tax Qualified Business Income Rule

Real Estate Radio Hour weekly real estate radio program on air.

More Buyers Turning to ARMs to Achieve Ownership …the share of ARMs reached 9.2%

Real Estate Settlement Services Industry Needs Technology-Driven Efficiencies.

House-flipping is down, Wall Street Journal frets. If the speculative bubbles deflate naturally and gradually, there is much less risk of a recession or worse. The more speculators who get into the market for anything, the worse it is for the public who would like to buy a house without chasing the market.

An Eye on Real Estate Closings

The Supreme Court of Georgia found that “when a closing lawyer purports to act merely as a witness” they are in violation of Georgia’s ethical rules governing attorneys.

O.C.G.A 15-19-53 states:  …nothing contained in this Code section shall  authorize any person, corporation, or voluntary association other than an attorney at law to express, render, or issue any legal opinion as to the status of the title to real or personal property.

5 Steps to Take When You’re Ready to Sell Your House

Pricey Real Estate Prompts Scammers To Target Senior Homeowners

Why the Best Real Estate Deals are not in the MLS

Anyways, the off-market real estate is where the game is played and if you want to be taken as a serious investor, then you need to have a conduit to these deals.

Six Real Estate Social Media Marketing Tips Every REALTOR® Should Know

  • Discover the Many Faces of Facebook
  • Master the Minimalist Approach on Twitter
  • Get Visual on Pinterest, Instagram and YouTube
  • Connect with Professionals on LinkedIn
  • Keep Up with the New Kids on the Block
  • Check Your Social Media Metrics

New Home Sales Pull Back Amid Global Uncertainty – Conventional loans accounted for 69.5%; FHA loans 17.3% ; and VA loans made up 12.5% share in December

EXCLUSIVE: Shady real estate clan at center of New York City’s plan to convert homeless apartments into affordable housing

So, Democratic Mayor DeBlasio was ready to give the go ahead to slum landlords until someone more intelligent started asking questions.

Zillow Begins Buying and Selling Homes in Denver

Denver is the fourth market where Zillow now directly buys homes, prepares them for showings and quickly lists them for resale. Zillow Offers is currently available in Phoenix, Las Vegas and Atlanta, and will launch in two North Carolina markets – Charlotte and Raleigh – this winter.

How to protect yourself in a real estate transaction

Investors Are Now Building Houses Rather Than Buying Them

5 Steps to Take When You’re Ready to Sell Your House

Post #1: Feds significantly expand investigation into all-cash real estate deals .

Post #2: San Diego leads the nation with the most home price reductions this year.

How Will Increasing Adoption of Cryptocurrency Affect Real Estate?

Post #: How To Capture The Millennial Market As A Real Estate Agent.

MBA Revives Income Verification During Govt Shutdown


Text messages become common management tool

Millennials Are About to Get Locked Out of the Real Estate Market—Again

Where Opportunity Zones stand, heading into 2019

Opportunity Zones allow investors to obtain massive tax advantages if they invest capital gains—money made on the sale of assets like a home, a business, or a piece of art—into “distressed” areas of the country where the post-financial crisis recovery passed by.

Real estate bounces back amid economic turmoil

Contracts every agent should know about…

2019 a buyer’s market for real estate as millennials buckle down: Trulia

Contracts Every Real Estate Agent Should Know

Real-estate agents say government shutdown is impacting the housing market

But there are other factors at work as well: some 17%, for instance, reported a closing delay due to a USDA loan, 13% reporting a delay due to IRS income verification and 9% reported a closing delay due to a hang up for their FHA loan, all showing the outsized role the federal government plays in the housing market.

U.S. Real Estate: A Bearish Take

Georgia Family Says They Returned From Vacation to Find Stranger Living in Home


Three Things Real Estate Agents Can Do To Compete With iBuyers


Falling Mortgage Rates Raise Hopes for Battered Housing Market

Opinion: Why the housing and mortgage crisis is far from over

National Radon Action Month: Increase Awareness in Real Estate to Save Lives

As housing costs remain high, parents buy homes to give their kids a leg up

Parents who can afford to help their children are not standing idly by as housing costs have increased. Around 8% of millennials who are no longer in school get help from their parents on the monthly rent, according to a March report from Apartment List.

Mortgage Strategies for Today’s Competitive Real Estate Market

“One option clients have taken advantage of is the J.P. Morgan Pledged Asset Mortgage” This mortgage strategy allows clients to pledge assets in their J.P. Morgan portfolios in lieu of a cash down payment. With the securities and home as collateral, borrowers may qualify for up to 100% financing. “We’re seeing a number of clients turn to the Pledged Asset Mortgage as part of their estate planning strategy,” adds Mr. Stewart.

Real Estate Radio Hour

Our hosts use this weekend before the holiday to slow things down and take your questions on the real estate industry.

Bitcoin vs. Real Estate: Who Will Win In 2019?

It looks like this year could be a buyer’s market for real estate as higher rates weigh on prices

Mortgage company mergers and acquisitions in 2018

Kansas City couple loses $130K in down payment scam

A couple from Kansas City, Missouri, recently lost a massive $130,000 down payment in a money wire scam that’s becoming increasingly prevalent in real estate transactions.

First-time homebuyers will continue to struggle in 2019, Redfin CEO predicts

The housing market is slowing as would-be buyers struggle with rising borrowing costs and a persistently low number of properties on the market.

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Some 2019 Real Estate Predictions

Things Renters Should Do Before Signing a Lease

Property Report: Don’t let your brain play tricks on your real estate decisions

7 Tech Companies Poised to Disrupt Real Estate

Sierra Nevada Realtors: 5 real estate trends to expect in 2019 (opinion)

2019 Housing Outlook for Real Estate Investors

No Crystal Ball For 2019 Real Estate 

Forecasts for the housing market in 2019

Real estate tech companies will be tested in 2019

the housing market is seemingly entering a new chapter. Home sales are lagging, the pace of home price appreciation is slowing, and inventory that’s been stubbornly low across the country has seen spikes in certain markets, particularly on the West Coast. Can these companies still thrive if the housing market goes from a seller’s market to a neutral or buyer’s market?


Zillow Makes Its 2019 Real Estate Predictions

Real estate database company Zillow Group expects mortgage rates will rise significantly in the new year, predicting the 30-year fixed mortgage rate will reach 5.8% by the end of 2019. The rate currently stands at 4.55%, according to mortgage buyer Freddie Mac.


U.S. Real Estate Market: Is The Bubble About To Burst, Or Just Getting Started?

The U.S. consumer is seeing their incomes increase at steady rates and consumption is moving along with that. One of the items that consumers will continue to buy is real estate.

Why home buyers could be forced to shrink their budgets in 2019

Rising interest rates are seriously reducing Americans’ home buying power…

Mortgage Industry Preparing Itself for More Real Estate Doldrums in 2019

“We’re still seeing above-trend GDP growth that is likely to slow as the impact of last year’s tax cuts wears off with higher interest rates,” said Calvin Schnure, the National Association of Real Estate Investment Trusts’ senior vice president of research and economic analysis.

Five real-estate developments we’re watching in 2019


Industrial real estate: Bubble warning, or buy-the-dip?

“Demand for industrial in the U.S. is off the charts,” says a number-cruncher for Cushman & Wakefield. “That market is completely on steroids.”

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