Monthly Archives: March 2013

Discount Rate v. Federal Funds Rate

The Federal Reserve (12 regional banks who loan to other FDIC member banks) regulates US monetary and credit policies such as interest rates, amount of money available for banks, and rate of repayment from banks). The two ways banks borrow … Continue reading

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Residential Property Title – How do you take yours?

Update 3-16-2016: Taking Title to Real Property is a Critical Decision. Do you want tenants in common or joint tenancy or something else? Oh, and be sure to consult with a real estate attorney in your local jurisdiction for discussion … Continue reading

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Federal Housing Finance Agency (FHFA) – Oversees Fannie & Freddie

3-18-2015: FHFA watchdog: Another Freddie, Fannie bailout could happen 1-22-2015: In November 2014, the FHFA began a joint venture to ensure credit availability and reduce exposure to taxpayers by ensuring that Fannie Mae and Freddie Mac (GSEs) begin to merge … Continue reading

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Residential inventory levels for sale in your area

Now that you’ve searched Zillow, Trulia, realtor.com and other websites….and looked out your window at what’s happening in your own subdivision…What is your real estate market like? Reports are coming in from all corners of the US residential real estate … Continue reading

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