Monthly Archives: May 2013

5-31-2013: Some are predicting more commercial real estate foreclosures. Apparently, every 5-10 years, banks evaluate commercial loans and can ask for them to be paid off. Cash reserves of many small businesses have fallen and placed them in a short … Continue reading →

For a number of years, there was a little noticed fee on each closing statement (HUD-1) in Georgia. A $6.50 fee was charged for each new loan on a property. You an see why the fee doesn’t raise any interest … Continue reading →

The answer isn’t more cash…but… What is the real cost of your credit card charges? And paying the minimum balance on your credit card is like paying mostly the interest and not much of the principal. So be careful of … Continue reading →

President Obama’s Financial Fraud Enforcement Task Force (FFETF), was created in November 2009 to wage an aggressive, coordinated, and proactive effort to investigate and prosecute financial crimes. With more than 20 federal agencies, 94 U.S. attorneys’ offices, and state and … Continue reading →

I have noticed several “out-of-state” license plates here in the Atlanta, Georgia area. Most of these tags I see in parking lots of apartment complexes. Per Georgia State Law, you must change your vehicle registration within 30 days of relocating … Continue reading →

Update 2-18-2016: As of the 2016 tax year, all pensions and other retirement income will be exempt from Georgia income taxes Georgia HB 1055 – May 2010 A 2010 Georgia law began to phase out Georgia’s income tax on retirement … Continue reading →

Easement is roughly defined as “permission to get access to” something. Whether it’s your spouse, or utilities, or a neighbor’s adjoining property…you’ll have to get permission first to access their “private” property. All kidding aside about your spouse’s or partner’s … Continue reading →

Update 9-22-2014: Still no FBI updates on mortgage fraud – gee, do you think it has stopped? Right… As of the date of this post (5-15-2013), there have not been any formal FBI reports on mortgage fraud since 2010.   But … Continue reading →

Even though I’m in Georgia and we don’t do this…yet…it still makes me ask the question :   Why? For the benefit of Buyers, Sellers, or thousands of California attorneys who can sue? Even though the form stipulates that the AVID … Continue reading →

7-29-2017: COMMENTARY: Hike in property transfer tax detrimental to Delaware>/a>. Update 7-18-2017: Real estate market slowdown may impact land transfer taxes. Update 7-16-2017: Real Estate Transfer Taxes per state. Update 2-24-2016: The community of St. Helena, California is debating many … Continue reading →