Monthly Archives: April 2014

This Federal CDBG program has been administered by the U.S.Department of Housing and Development. It has taken federal income tax revenue and “redistributed it” to state and local government offices to help with “special projects”. Update 5-30-2015: The City of … Continue reading →

Due to Cobb County’s penchant for property development over the past few decades, without any observance to the impact on private lakes and streams, many home owners are facing larger costs and sooner than normal requirements to dredge the lakes … Continue reading →

4-23-2014: US News and Word Report ranking of Georgia High Schools in 2014 A recent January 2014 Atlanta Business Chronicle report I saw had some average SAT scores for the 2013 Cobb County High Schools: Walton – 1741 Pope – … Continue reading →

5-17-2016: Is President Obama really paying any attention to his cabinet performance, or just wanting to bitch about politics? For the third consecutive fiscal year, we determined that HUD did not comply with IPERA. Specific areas of noncompliance for fiscal … Continue reading →

9-30-2014: Four people convicted of embezzling $230,000 in Marietta City Section 8 program funds (see more info below) were sentenced to various lengths of prison sentences and various amounts of restitution amounting to a total over $590,000…Now that’s payback with … Continue reading →

First, let me disclose that I am not a CPA nor a tax expert – please consult with a licensed tax expert and tax adviser. 11-20-2014: If you have to sell your home or it is foreclosed upon, then the … Continue reading →

Home Owners Protection Act (HPA) requires mortgage servicers to drop MI coverage once loan reaches 78% of the original value, but no sooner – unless they agree and it’s entirely up to them. So tell me, if they don’t, then … Continue reading →

In 2008, US Congress passed the Housing and Economic Recovery Act (HERA) that gave authority to a newly created government agency – the Federal Housing Finance Agency (FHFA) to take control of Fannie Mae and Freddie Mac. They did take … Continue reading →

If you want to finish your basement and think that will double your home value or increase price equal to the above basement square footage…..think again. If you think basement space will be appraised for the same value as main … Continue reading →

They got hacked the other day in a “Denial of Service Attack” .. Ellie Mae is a leading provider of software solutions for the residential mortgage industry to process mortgage loans. They host the Ellie Mae Network, an integrated network … Continue reading →