Monthly Archives: January 2015

Mold – Is the cure more confusing than the cause?

Mold has existed since time began and will continue to live beyond mankind’s extermination. There – with that said – don’t freak out if you see a little green or black growth around your home. The Environmental Protection Agency (EPA) … Continue reading

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What government agency is responsible to investigate mortgage fraud?

Consumer Finance Protection Bureau Financial Fraud Enforcement Task Force The FTC protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace in financial transactions including purchasing homes and getting a mortgage.The FTC conducts investigations and sues companies and … Continue reading

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Crowdfunding for real estate

7-15-2015: Real estate crowdfunding trend presents new challenges, opportunities for financial advisers 7-3-2015: http://www.huffingtonpost.com/young-entrepreneur-council/the-promising-future-of-r_b_7657834.html”>The Promising Future of Real Estate Crowdfunding 6-23-2015: Is Real Estate Crowdfunding Right for You? 5-24-2015: Benworth Capital Partners announced a new real estate crowdfunding platform called … Continue reading

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Mortgage Forgiveness Debt Relief Act (MFDRA) of 2007

Generally, mortgage debt which has been written of or forgiven through short sales or foreclosures is considered income and taxable to taxpayers. This US Congressional Act allows taxpayers to exclude income from the discharge of debt on their principal residence … Continue reading

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Concerns from the DOL – US Office of Inspector General

The Office of Inspector General in the Department of Labor raised some Significant Concerns such as: Protecting the Safety and Health of Workers: OIG is concerned with OSHA’s ability to best target its compliance activities to those areas where they … Continue reading

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Some of Many Real Estate Predictions for 2015

Who really knows what will happen in 2015…nobody expected to start 2015 with interest rates below 4%, but they did…and several “experts” predicted real estate rebounds and yet the economy remains sluggish and normal young home buyers still can’t find … Continue reading

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HUD’s 2014 Annual Report on Mortgage Insurance Fund Status to US Congress

Foreclosures are down 68 percent since the height of the crisis and recoveries to the Fund have improved 68 percent from their lowest level. FHA’s mortgage insurance fund’s overall Economic Net Worth has improved by $6.1 billion from a negative … Continue reading

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