Monthly Archives: February 2015

Materialmen Lien – The Great American Rip Off

I recently discovered the subject of a “Materialmen lien”. It is similar to a car “mechanics’ lien” and is a legal way of placing a claim against another person’s real estate for unpaid work/services performed by a contractor. It is … Continue reading

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Finding a Good Home Services Contractor

If you know how, please tell your average real estate agent. We need good, reliable, and fair contractors. It seems that most, if not all, contractors – general or special – perform at variable levels – sometimes good and sometimes … Continue reading

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Where’s the Georgia Transportation Problems that $1.5 Billion resolves?

The State of Georgia, specifically Gov. Nathan Deal, are asking for a magical $1.5 Billion for Transportation… In fact there is Georgia House Bill #170 on the floor of this year’s legislative session…but what is the money for? Is it … Continue reading

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Inspect the foundation of your house

Whether you are buying, selling, or just living in your house, you should take a look at what’s supporting your house….your foundation. And you should have at least one home inspection performed on your property by a professional inspector to … Continue reading

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Geogia E-Verify Law

Jobs for Americans and legal immigrants can help strengthen our country and our real estate markets. Both the Georgia Senate Bill 160 (SB 160) & House Bill 87 (HB 87) passed and were signed into law by Governor Nathan Deal … Continue reading

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Special Loan Programs for Low Income Home Buyers

If anyone claims there are not enough programs out there applicable to low income home buyers, then these options present good information to counter that argument. Programs Description Georgia Dream Homeownership Program Provides up to a $5,000 2nd loan and … Continue reading

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How Interest Only Loans work

Just as the title suggests, you pay only the interest, insurance, property taxes, and pmi but no portion of loan principal (i.e., equity) on the mortgage. Originally used immediately before the GREAT DEPRESSION, these loans were marketed, and still are, … Continue reading

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