Author Archives: Buyer Broker

A Creative Loan Option Best For First-Time Buyers?

If you’re in the market to buy a home and, especially, if it’s your first home, you’ve probably heard about conventional and FHA loans. But there may other options out there to meet your needs to discuss with your mortgage … Continue reading

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Spray foam insulation or crawl space encapsulation may void your termite insurance in Georgia

Georgia Agriculture Commissioner Gary Black recently stated that spray foam insulation in the crawl space of your home or business may void your current (or prevent future) termite protection coverage. But let me add this caveat….many homeowners are adding spray … Continue reading

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Are you being duped into replacing your HVAC system instead of just changing refrigerant?

Do you have a choice of replacement for the R-22 Refrigerant in your HVAC system? First, I am not an HVAC expert and I didn’t sleep at a Holiday Inn last night, but are we being duped into replacing out … Continue reading

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What is a bedroom?

Does a bedroom consist of a room of any size upstairs? On main level? In basement? Does a bedroom need a door, window, and closet only? What “DOES qualify as a bedroom? I think this description from the April 2018 … Continue reading

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Home Equity Loan Tax Deductions Under 2017 Tax Law

Major question: How will “when the proceeds are used to substantially improve their residence” is defined in IRS guidelines? One of the most misunderstood provisions in the new tax law expires in 2026 and prohibits the deduction of interest paid … Continue reading

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Escalation Clause…no..not a Mortgage Clause…A Real Estate Contract Clause

For home buyers locked in a heated bidding war, there is one weapon that may help ensure victory: an escalation clause. Simply put, the prospective Buyer places a clause in the offer that if any other Buyer places a bid … Continue reading

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Fee and Documentation of Donation Drop Boxes

The Cobb County Code for Donation Drop Boxes. Before this code (Official Code of Cobb County 134-287 (1)-(4).) was enacted, I was reviewing a listing of “draft” Building Code changes issued in Cobb County and saw the attached change on … Continue reading

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Millennials are “literally” full of crap!

Yes..they are..but no wonder…the crap that fills their brains is the direct result of too many real estate articles, blogs, and advertisements designed to make them feel bad about not buying a home… Sometimes I hate the real estate industry, … Continue reading

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“Coming Soon” v. Stick the yard sign in yard

Fair or unfair? Should the listing agent wait until the listing is ready to be posted for sale to plant a yard sign…or put the sign in advance of listing effective date to offer “more potential buyers” chance at the … Continue reading

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Home Buyer Summary Steps to Buying a Home

Hey, before you begin this nerve racking fun and worthwhile process – PLEASE be honest with yourself. Don’t swing for the fences and overpay for a house you can’t afford to furnish, maintain, or pay monthly mortgage. Also, take a … Continue reading

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