Category Archives: Uncategorized

Escalation Clause…no..not a Mortgage Clause…A Real Estate Contract Clause

For home buyers locked in a heated bidding war, there is one weapon that may help ensure victory: an escalation clause. Simply put, the prospective Buyer places a clause in the offer that if any other Buyer places a bid … Continue reading

Posted in Uncategorized | Comments Off on Escalation Clause…no..not a Mortgage Clause…A Real Estate Contract Clause

Millennials are “literally” full of crap!

Yes..they are..but no wonder…the crap that fills their brains is the direct result of too many real estate articles, blogs, and advertisements designed to make them feel bad about not buying a home… Sometimes I hate the real estate industry, … Continue reading

Posted in Uncategorized | Comments Off on Millennials are “literally” full of crap!

“Coming Soon” v. Stick the yard sign in yard

Fair or unfair? Should the listing agent wait until the listing is ready to be posted for sale to plant a yard sign…or put the sign in advance of listing effective date to offer “more potential buyers” chance at the … Continue reading

Posted in Uncategorized | Comments Off on “Coming Soon” v. Stick the yard sign in yard

Home Buyer Summary Steps to Buying a Home

Hey, before you begin this nerve racking fun and worthwhile process – PLEASE be honest with yourself. Don’t swing for the fences and overpay for a house you can’t afford to furnish, maintain, or pay monthly mortgage. Also, take a … Continue reading

Posted in Uncategorized | Comments Off on Home Buyer Summary Steps to Buying a Home

Using Georgia Native Plants

I met the author – she is very dedicated to this effort – please consider using native Georgia plants in your yard… Here’s an excerpt from her latest post… “I’ve been writing this blog every week for over 7 years … Continue reading

Posted in Uncategorized | Comments Off on Using Georgia Native Plants

Daily Real Estate News from Access Brokerage

References to articles, sources, products, or services are not a specific endorsement and not guaranteed to be true or accurate, but the user must perform their due diligence and investigate whether the information provided is valid, or the product or … Continue reading

Posted in Uncategorized | Comments Off on Daily Real Estate News from Access Brokerage

The New Home Mortgage Disclosure Act (HMDA) Rule

On April 25, 2017-the CFPB issued a proposed clean-up rule to correct and clarify the 2015 rule (that expanded the data to be collected and reported by lenders regarding borrowers) to become effective January 1, 2018. Brief overview: Lenders are … Continue reading

Posted in Uncategorized | Comments Off on The New Home Mortgage Disclosure Act (HMDA) Rule

Credit Bureau Contact info for Fraud or Identity Theft problems

Consider freezing your credit with each of the 3 credit bureaus below, but please research the pros and cons of feeezing credit. It can help prevent things, but doesn’t correct existing problems. Equifax: 888-349-9960 Experian: 888-397-3742 Trans Union: 888-909-8872 Source: … Continue reading

Posted in Uncategorized | Comments Off on Credit Bureau Contact info for Fraud or Identity Theft problems

Where do all the Buyer Inspection Reports Go?

During the Due Diligence period (time when Buyer performs all desired inspections on a home to understand if any problems exist or may exist), there may be several different inspection reports. Home Inspection, Termite Inspection, Radon Inspection, Structural Engineer Inspection, … Continue reading

Posted in Uncategorized | Comments Off on Where do all the Buyer Inspection Reports Go?

Difference between FHA 203B and 203K loans

FHA 203(b) Mortgages (below $5,000) The 203(b) is the most common mortgage loan product insured by the FHA. If you’ve found a home for sale and it needs $5,000 or less in repairs an FHA 203(b) insured mortgage may be … Continue reading

Posted in Uncategorized | Comments Off on Difference between FHA 203B and 203K loans