Category Archives: Uncategorized

“Coming Soon” v. Stick the yard sign in yard

Fair or unfair? Should the listing agent wait until the listing is ready to be posted for sale to plant a yard sign…or put the sign in advance of listing effective date to offer “more potential buyers” chance at the … Continue reading

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Home Buyer Summary Steps to Buying a Home

Hey, before you begin this nerve racking fun and worthwhile process – PLEASE be honest with yourself. Don’t swing for the fences and overpay for a house you can’t afford to furnish, maintain, or pay monthly mortgage. Also, take a … Continue reading

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Using Georgia Native Plants

I met the author – she is very dedicated to this effort – please consider using native Georgia plants in your yard… Here’s an excerpt from her latest post… “I’ve been writing this blog every week for over 7 years … Continue reading

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Daily Real Estate News from Access Brokerage

References to articles, sources, products, or services are not a specific endorsement and not guaranteed to be true or accurate, but the user must perform their due diligence and investigate whether the information provided is valid, or the product or … Continue reading

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The New Home Mortgage Disclosure Act (HMDA) Rule

On April 25, 2017-the CFPB issued a proposed clean-up rule to correct and clarify the 2015 rule (that expanded the data to be collected and reported by lenders regarding borrowers) to become effective January 1, 2018. Brief overview: Lenders are … Continue reading

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Credit Bureau Contact info for Fraud or Identity Theft problems

Consider freezing your credit with each of the 3 credit bureaus below, but please research the pros and cons of feeezing credit. It can help prevent things, but doesn’t correct existing problems. Equifax: 888-349-9960 Experian: 888-397-3742 Trans Union: 888-909-8872 Source: … Continue reading

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Where do all the Buyer Inspection Reports Go?

During the Due Diligence period (time when Buyer performs all desired inspections on a home to understand if any problems exist or may exist), there may be several different inspection reports. Home Inspection, Termite Inspection, Radon Inspection, Structural Engineer Inspection, … Continue reading

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Difference between FHA 203B and 203K loans

FHA 203(b) Mortgages (below $5,000) The 203(b) is the most common mortgage loan product insured by the FHA. If you’ve found a home for sale and it needs $5,000 or less in repairs an FHA 203(b) insured mortgage may be … Continue reading

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Home Equity Conversion Mortgage (HECM) for Purchase (H4P) of a home

The typical reverse mortgage allows homeowners over age 62 to tap into the equity on the present home and either get a line of credit or a lump sum of money. The HECM for Purchase (H4P) allows you to actually … Continue reading

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Reporting Waste, Fraud, or Abuse in Georgia

I began my search to see if there was a single hotline phone number in Georgia to report waste, fraud, or abuse for any reason, about any state office or program, regardless of type. Now, I am not sure how … Continue reading

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