The Garn–St Germain Depository Institutions Act of 1982 allows anyone to place real estate in their own trust without triggering the due-on-sale clause that allows lenders to foreclose on a current loan upon transfer to another.
6 Situations Where The Lender Can’t Call Your Mortgage. Some lenders may try to mislead you into paying off the mortgage?
Dealing With An Inherited House. Depends on whether you can continue to pay the mortgage.
Be sure to consult your financial advisor and appropriate legal assistance to determine what you need to do.
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