Good bedtime (yawn) reading, but the part they really don’t say (but the HUD Secretary’s cover letter hints) is “are they well funded for the upcoming disasters“? Probably not as much in reserves as they should have or are supposed to have…
See the full report here: http://portal.hud.gov/hudportal/documents/huddoc?id=FHAMMIFundAnnRptFY2011.pdf
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