Average Homeownership Expenses Homeowners need to Consider

I was asked by a prospective homeowner…”In addition to my mortgage payment, what expenses do I expect to have when I purchase a home?”

With the costs of home ownership in mind, I drafted a simple spreadsheet of basic household expenses to provide homeowners. This may help some first time home buyers put the “real costs” of home ownership into perspective.

Spreadsheet of some household related expenses

Let me know your thoughts of these and other expenses I need to include in this list:
Rent v. buy information @ http://www.nytimes.com/interactive/business/buy-rent-calculator.html

References to products and services are not a specific endorsement, but the user must perform their due diligence and investigate whether the product or service is right for them. I welcome any or all comments that would help others.

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